40 Years of Mortgage Experience - Helping Colorado and Arizona Homebuyers Find the Right Loan.


Work directly with Kay, an experienced mortgage broker
Explore various loan program options for fixed and adjustable rate mortgages.
Our mortgage calculators help you hone in on your future mortgage based on options, interest rates, and more.
Get started with our secure application. It's a few quick questions that take about 12 minutes to complete.
Your Local Home Loan Expert
Castle Rock, Colorado Springs, Parker, Highlands Ranch, Colorado
Bullhead City, Fort Mohave, Lake Havasu City and Kingman, Arizona.
40 Years of Experience. Personalized Service. Mortgage Solutions.
Welcome to Home Loans With Kay! I am Kay Cleland McCarthy, a mortgage broker with 40 years of experience helping homebuyers and homeowners find financing solutions that fit their needs. Whether you're buying your first home, a homeowner currently buying or refinancing, purchasing a manufactured home, or exploring a reverse mortgage, I'll personally guide you through your options.
My Mortgage Specialties Include:
Why Work With Kay?
Because experience matters! You'll work directly with me, receiving personalized attention, straightforward answers, and a commitment to exploring solutions for your unique situation.
If there's a way, I'll find it! Your path to homeownership starts here!
Have Mortgage Questions? Let's Talk!
Call Kay in Colorado at 720-670-0124 or in Arizona at 928-230-7455 for a free mortgage consultation.
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage Calculators 834 S Perry St, Suite F, #120
Castle Rock, CO 80104
Phone: (720) 670-0124
kay@kcmortgagecolorado.com