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logo
  • Home
  • Pre Qualify
  • Apply Now
  • Today's Rates
  • Resources
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • Testimonials
  • Contact
  • KC's Blog
  • About Us
  • 720-670-0124

Should I pay points to lower my interest rate?

Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.

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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 374307, Kay Cleland #265374
www.nmlsconsumeraccess.org

Contact Us

504 Perry Street, Unit B
Castle Rock, Colorado 80104
Phone: 720-670-0124
kay@kcmortgagecolorado.com

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